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Still Lending in Florida
Fast, Flexible Financing for Florida Investors
​Our Still Lending in Florida program is built for speed and flexibility, helping investors close quickly on prime opportunities. With rates starting from 8.9% to 9.9% (GUC 10.25%), loan amounts up to $1.5 million, and credit scores starting at 700, this program delivers competitive terms for both ground-up construction and fix-and-flip projects. Enjoy high leverage — up to 85% LTC for new builds and up to 93% LTC for renovations — plus the ability to close and fund in as little as 48 hours. Appraisal waivers are available, saving you time and up to $695 in fees.
FAQs
What’s the minimum credit score?
700 FICO.
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How fast can I close?
Closings in as little as 48 hours.
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What’s the maximum leverage?
Up to 85% LTC for ground-up construction, up to 93% LTC for fix-and-flip projects.
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Are appraisal waivers available?
Yes — this can save up to $695 in fees and speed up funding.
Why This Program Works for Florida Investors
The Florida real estate market moves fast, and opportunities can disappear overnight. This program is designed for speed, offering high leverage, quick closings, and flexible financing that gives investors the competitive edge they need.
Your Competitive Advantage in a Hot Market
Whether you’re building from the ground up or renovating for resale, this program provides the funding speed and leverage to make your next Florida project a success. From lower closing times to higher LTC, it’s the financing tool designed to match the pace of the state’s booming market.