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Business Purpose Loan – Flexible Credit Event Options
Tailored Financing for Investment Properties
Our Business Purpose Loan program is built for real estate investors and business-purpose property buyers who need more flexible qualification terms. With acceptance of recent credit events (as little as 1 year out), DTIs up to 50%, and credit scores starting at 640, it’s a powerful option for those who need to move quickly. Whether you choose full doc or bank statement qualification, you’ll have financing options that work for your investment strategy. Licensing is not required in certain states, making this program even more accessible.
FAQs
What types of properties qualify?
Investment properties for business purposes.
Can I qualify with a recent credit event?
Yes — certain credit events within the past year are accepted.
What’s the minimum credit score?
640 FICO.
Do I have to use full documentation?
No — bank statement options are available in addition to full doc.
Why This Program Works for Investors
Not all investment opportunities wait for perfect credit conditions. This program was designed for active investors who need quick access to funding and flexible credit standards, making it easier to capitalize on time-sensitive deals.
Funding That Fits Your Strategy
Whether you’re purchasing, refinancing, or repositioning an investment property, the Business Purpose Loan offers adaptable underwriting, flexible documentation options, and competitive terms — so you can focus on growing your portfolio without unnecessary delays.