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Aurora DPA – Flexible Approval Starts at 600 FICO
Generous Down Payment Assistance with Flexible Guidelines
The Aurora DPA program offers a powerful way to get into a home sooner with credit scores starting at just 600. With no DTI overlays, seller credits up to 6%, and no first-time buyer requirement, this program is designed for flexibility. Whether you’re a first-time buyer or purchasing again, you’ll benefit from competitive approval terms and options that help reduce your out-of-pocket expenses at closing.
FAQs
What’s the minimum credit score?
600 FICO.
Do I have to be a first-time homebuyer?
No — repeat buyers are welcome.
Can I receive seller credits?
Yes — seller credits up to 6% are allowed.
Are there DTI restrictions?
No — there are no DTI overlays for this program.
Why This Program Works for Buyers
The Aurora DPA program removes common qualifying barriers by lowering the credit score requirement and eliminating strict DTI limits. It’s an ideal option for buyers who have the income to support a mortgage but may not fit into a traditional lending box.
A Flexible Path to Homeownership
With competitive credit requirements, generous seller contribution allowances, and down payment assistance built in, Aurora DPA provides a clear, affordable way to step into homeownership. Whether buying your first or next home, this program is tailored to make approval more attainable.