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FAQ - Frequently Asked Question
Get quick answers to common loan questions — and learn how we help you find the best-fit program, fast.
What loan can I get without income or job verification?
You may qualify for a DSCR loan (Debt Service Coverage Ratio loan). This program allows real estate investors to qualify based on rental income rather than personal income or employment documents.
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No W2s or tax returns required
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Loan amounts from $100,000 to $3,000,000
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Available for single-family homes, condos, and townhomes
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Minimum credit score: 600
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This is a strong option for investors or self-employed borrowers with strong property cash flow.
What is the fastest FHA refinance option?
The FHA 203(b) Streamline Refinance is a simplified refinancing solution for homeowners with an existing FHA loan.
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No appraisal required
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No income or employment verification
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Streamlined documentation and faster closing
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Potential to lower monthly payments significantly
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This program is designed to reduce costs and time for qualified FHA borrowers.
Can I buy a home with no money down?
Yes. We offer Down Payment Assistance (DPA) programs that help qualified buyers cover all or part of their down payment and closing costs.
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Zero down options available
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Compatible with FHA, USDA, and conventional loans
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Minimum credit score: 580
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Available in multiple states
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DPA programs are ideal for both first-time and repeat homebuyers.
What loan is best for self-employed borrowers?
Our Bank Statement Loan program is tailored for self-employed individuals who don’t show income on W2s or tax returns.
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Qualify using 12 or 24 months of bank statements
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No tax returns required
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Loan amounts up to $5,000,000
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Eligible for primary residences, second homes, and investment properties
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A consistent deposit history is typically required for qualification.
Do you offer loans for small businesses?
Yes. We provide a range of SBA loan options, including 7(a) and 504 programs, designed to support small businesses.
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Use funds for working capital, equipment, or real estate
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Loan amounts range from $50,000 to over $5,000,000
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Long repayment terms of up to 25 years
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Competitive interest rates and flexible structures
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We assist both startups and existing businesses with customized solutions.
Do you offer solutions for complex loan scenarios?
Yes. We specialize in non-traditional loan programs to meet a variety of financial needs.
These include:
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Bridge Loans for fast funding during transitions
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Portfolio Loans for borrowers with multiple properties
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Asset-Based Loans that prioritize assets over income
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If you’ve been turned away elsewhere, we can help you explore flexible financing options.
Contact Us
Have questions about your loan options, application process, or next steps? Our team is here to help.
Email: info@allapprovedhere.com
Phone: 856.636.3819​
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Thank you for choosing All Approved Here — we’re committed to finding the best program for you.