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Investor Loans That Say Yes to ITIN Borrowers
Open the Door to Real Estate Investing – Even Without a Social Security Number
We believe every qualified investor should have access to real estate opportunities—regardless of whether they have a Social Security Number. This program is tailored for ITIN holders seeking flexible, investor-friendly financing that works for rural properties, short-term rentals, and more.
FAQs
Q: Can I use this loan for a property I plan to live in part-time?
A: Yes, as long as the property meets the investment criteria, partial owner-use is allowed.
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Q: Do you require U.S. credit history?
A: No, we can work with alternative credit documentation for ITIN borrowers.
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Q: Are vacation rentals like Airbnb or VRBO really allowed?
A: Absolutely — this program was designed with flexibility in mind for income-generating properties.
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Q: Can I combine multiple income sources to qualify?
A: Yes, we accept blended income from various sources, provided documentation requirements are met.
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Q: How quickly can I close?
A: Many of our ITIN investor loans close within standard timelines, assuming all documentation is ready.
Why This Program Works
This program removes the common roadblocks faced by ITIN borrowers. By focusing on property performance and borrower potential instead of outdated eligibility restrictions, we empower investors to expand their portfolios and capture profitable opportunities.
A Smarter Way to Invest Without Boundaries
Whether it’s a rural income property, a short-term rental hotspot, or a multi-unit investment, this loan is structured to fit the needs of investors who don’t fit the standard mold. That means more approvals, faster closings, and less red tape.