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Tap Into the Power of DSCR – No Tax Returns or W-2s Needed
Flexible financing for investors who want speed, simplicity, and no income paperwork
Real estate investors deserve financing that matches their pace — and their goals. With our DSCR (Debt Service Coverage Ratio) program, you can secure funding without the hassle of tax returns, W-2s, or endless income documentation. Designed for speed, flexibility, and simplicity, this program helps you expand your portfolio and close deals faster.
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FAQs
Q: What is a DSCR loan?
A: A DSCR loan is a type of real estate investment financing that bases approval on the property’s income potential, not your personal
income documents.
Q: Who is this program best for?
A: It’s ideal for real estate investors, especially those with multiple properties, short-term rentals, or non-traditional income sources.
Q: How is DSCR calculated?
A: We compare the property’s annual rental income to its annual debt obligations. If the income covers or exceeds the debt, you may qualify.
Q: Can I use this for short-term rentals?
A: Yes, short-term rental income is allowed and can be factored into DSCR.
Q: Are there limits on the number of properties I can finance?
A: No, there’s no property count limit, making it perfect for portfolio growth.
Q: Do I need reserves?
A: Reserve requirements vary based on your loan size and property type. We’ll review your scenario to confirm exact needs.
Why This Program Works
Traditional financing often stalls investors with strict income requirements and heavy documentation. DSCR lending flips the script — focusing on property performance so you can keep building your portfolio without proving personal income.
A Smarter Way to Invest Without Boundaries
Instead of waiting weeks for traditional underwriting, DSCR loans streamline the process. Whether you’re buying your first investment property or adding your tenth, this program is built for speed, flexibility, and investor success.