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FIX AND FLIP LOANS
A "Fix and Flip" loan is designed for real estate investors who buy properties in need of repairs or upgrades, fix them up, and then sell them quickly for a profit. These short-term loans provide the funds needed to purchase and renovate the property, typically with the goal of selling it within a few months.
COMMERCIAL LOANS
​A commercial loan is a type of loan specifically designed for businesses, rather than for personal use. Businesses use these loans to buy real estate, expand operations, purchase equipment, or cover operational costs.
NON QM LOANS
A Non-QM loan is for borrowers who don't meet traditional mortgage rules. It works well for self-employed, investors, or those with irregular income or credit issues. These loans use flexible approval methods, like bank statements or assets, instead of just tax returns.​
DSCR LOANS
A DSCR loan is for real estate investors, where approval is based on the property's rental income, not the borrower’s personal income. It compares the property’s income to the loan payments. No job or income verification is needed, making it ideal for investors​​.
SBA LOANS
​SBA Loans are specially designed to help small businesses get affordable financing. Backed by the U.S. government, these loans offer lower interest rates, smaller down payments, and longer repayment periods.
BRIDGE LOANS
​A Bridge Loan is a short-term loan used to "bridge" the gap between buying a new property and selling an existing one. It's typically used by real estate investors or homeowners who need quick funds to secure a new property before they have the money from selling their current property.
FANNIE MAE LOANS
FREDDIE MAC LOANS
A Fannie Mae loan is a conventional mortgage offering low down payments and flexible terms. It’s ideal for homebuyers and investors, with approval based on credit and property value. Suitable for primary homes, second homes, and investment properties.
A Freddie Mac loan is a conventional mortgage offering competitive rates and flexible terms. It's ideal for homebuyers and investors, with approval based on credit and property value. Suitable for primary residences, second homes, and investment properties.
ONE-TIME CLOSE
A One-Time Close Construction loan combines construction and permanent financing into a single mortgage. It covers the building process and automatically converts to a standard loan once the home is completed, offering convenience and cost savings with just one closing. Ideal for primary residences and second homes.
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DOWN PAYMENT ASSISTANCE
USDA LOANS
A Down Payment Assistance (DPA) program provides eligible homebuyers with financial assistance to cover part or all of their down payment, easing upfront costs. Approval typically depends on meeting income, credit, and program-specific requirements rather than on personal assets alone. This support makes homeownership more accessible, especially for first-time buyers, by reducing the initial cash needed to qualify.
A Freddie Mac loan is a conventional mortgage offering competitive rates and flexible terms. It's ideal for homebuyers and investors, with approval based on credit and property value. Suitable for primary residences, second homes, and investment properties.
FHA LOANS
An FHA loan is ideal for first-time buyers, offering low down payments and flexible credit requirements. Backed by the FHA, it’s accessible to those with limited credit, focusing on affordability and ease of approval.