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DSCR Financing for Manufactured Homes
Empower investors to build portfolios off the beaten path
Our DSCR Financing for Manufactured Homes program offers flexible options for seasoned investors looking to expand into the manufactured home market. With competitive LTVs, accessible credit score requirements, and eligibility for both ITIN and Foreign National borrowers, this program is designed to help you open new doors in an often-overlooked segment of real estate investment.
FAQs
What is the maximum LTV available?
Up to 70% LTV available.
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What is the minimum credit score requirement?
Credit scores down to 660 are accepted.
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Are ITIN and Foreign National borrowers eligible?
Yes, both ITIN and Foreign National DSCR borrowers qualify.
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Is No Ratio DSCR allowed?
No, No Ratio DSCR is not permitted under this program.
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What is the minimum DSCR allowed for short-term rentals?
Short-Term DSCR to 0.75 is accepted.
Why This Program Works for Investors Seeking Niche Opportunities
Manufactured homes offer a unique investment avenue with less competition and strong rental demand in many markets. This program provides competitive financing to help investors tap into these opportunities while meeting the specific requirements of this asset class. With support for ITIN and Foreign Nationals, plus clear DSCR guidelines, it makes entry into manufactured home investments easier and more predictable.
A Smarter Way to Expand Your Portfolio
By offering financing tailored to manufactured homes, this program allows investors to diversify beyond traditional property types. Lower LTV requirements help maintain manageable risk while still enabling significant leverage. With the inclusion of short-term rental DSCR flexibility, investors can adapt their strategy for higher returns. This is a targeted, efficient way to grow your portfolio with confidence in a specialized market.