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No Income or Employment Required – Qualify With Assets Only
Tap into liquid assets to qualify without the paperwork
This program is designed for high-asset clients who may have complex or non-traditional income sources, allowing them to leverage their wealth for financing without the need for income or employment documentation.
FAQs
What is the minimum FICO score?
620
Is income verification required?
No, this is an asset-only qualification program.
What types of assets qualify?
Checking, savings, securities, retirement accounts, and crypto.
Do assets need to be liquidated?
No, unless required for closing.
What property types are eligible?
Primary, second home, and investment properties.
What terms are available?
FRM, ARM, and Interest-Only options.
Why This Program Works
This program offers up to 90% LTV, making it ideal for clients who are asset-rich but may not have traditional income documentation. It provides flexibility for borrowers to use various asset classes, including recent real estate or business sale proceeds, to meet qualification requirements. With no DTI calculation, it streamlines the approval process and reduces documentation hurdles, allowing for faster closings and broader eligibility.
A Smarter Way to Fund Your Property
A smarter way to serve clients with high net worth and unique financial profiles. By removing income verification requirements, this program empowers borrowers to secure funding based on their wealth alone. It’s perfect for those with significant investments or unconventional income streams, ensuring opportunities aren’t missed due to outdated qualification standards.