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Titan Prime Jumbo – Flexible Terms & Large Loan Amounts
High-Value Financing Without the Usual Barriers
Our Titan Prime Jumbo program offers high loan amounts and flexible qualification options for borrowers who want more buying power without the hassle of tax returns. With loan amounts up to $3.5 million (and as high as $5 million in some cases) and up to 90% LTV on purchases, this program is ideal for those seeking large financing with competitive terms. You can qualify using 12 or 24 months of 1099 income or business/personal bank statements, and our standard expense ratios make approval easier — 50% for bank statements and just 10% for 1099s. This program also allows unlimited cash-out, 2-1 buydown options, and is open to first-time homebuyers, giving you more flexibility and financial freedom.
FAQs
Do I need to provide tax returns?
No — approval can be based on 1099 income or bank statements.
What’s the maximum loan amount?
Up to $3.5M standard, with some cases going as high as $5M.
What’s the maximum LTV?
Up to 90% on purchases.
Are first-time homebuyers eligible?
Yes — first-time homebuyers are welcome.
Can I use this program for cash-out refinancing?
Yes — unlimited cash-out is available.
What types of properties are eligible?
Primary residences, second homes, and investment properties may qualify, subject to lender guidelines.
Why This Program Works for Jumbo Borrowers
Many high-income earners face challenges qualifying for large loans under traditional guidelines due to tax write-offs or non-traditional income. The Titan Prime Jumbo program focuses on real income through bank statements or 1099s, eliminating unnecessary tax return hurdles.
A Competitive Advantage for Larger Purchases
Whether you’re buying a luxury home, refinancing a high-value property, or seeking significant cash-out, this program offers the flexibility, high limits, and competitive rates to make it possible — all without sacrificing speed or convenience.