DSCR rental loans, construction financing, and fix & flip capital — tailored for investors who move fast and close deals.
Select your investment strategy and we'll match you with the right programs, rates, and terms.
Our streamlined process gets you from inquiry to funded deal faster than traditional lenders.
Answer a few quick questions about your investment — property type, location, loan amount, and timeline. Takes about 2 minutes.
Our AI instantly matches your scenario to available programs and shows you estimated rates, terms, and qualification confidence.
Connect with your dedicated loan officer, complete the application through our secure portal, and close on your timeline.
Use our DSCR calculator to see if your rental property qualifies — no personal information required. Just plug in the numbers and get instant results.
Real scenarios, real closings. Here's what we've funded recently for investors like you.
Our AI loan advisor knows every program, can run calculations in real-time, and walks you through pre-qualification — all in a natural conversation. No waiting, no phone trees.
Connect your financing with Elio's project management platform — track contractors, manage draws, and keep your build on schedule, all in one place.
Dedicated portals for every party in the transaction.
Track your loan file, upload documents, view your closing timeline, and message your loan officer — all in one secure place.
Access Borrower PortalReal estate agents, CPAs, and contractors — earn referral fees by connecting your clients with the right financing.
Become a PartnerLoan officers and staff — manage your pipeline, review applications, track analytics, and configure automations.
Staff LoginSee how we compare to traditional banks and hard money lenders.
| Feature | AllApprovedHereRECOMMENDED | Traditional Bank | Hard Money Lender |
|---|---|---|---|
| Avg. Close Time | 21 days | 45–90 days | 7–14 days |
| Income Verification | Rental income only (DSCR) | Full W-2 / tax returns | Asset-based only |
| Max LTV | Up to 80% (DSCR) | 70–75% | 65–70% |
| Rates | Competitive investor rates | Lower but strict | 10–15%+ |
| Loan Types | DSCR, Construction, Fix & Flip | Conventional only | Bridge / fix & flip |
| Min. Credit Score | 620+ | 740+ | No minimum |
| Dedicated LO | Yes — investor-focused | Shared queue | Varies |
| Online Portal | Full borrower portal | Limited | Rarely |
Trusted by Investors Across 5 States
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Whether it's your first rental property or your fiftieth flip, we have the program and the speed to get it done.
Have a specific scenario or question? Send us a message and a licensed loan officer will respond within one business hour.
