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New DPA & DSCR programs live

Mortgage & Real Estate Financing

Finding the Best

Program for You.

At All Approved Here, we combine expert knowledge with a straightforward approach to make the loan process as easy and transparent as possible. Serving homeowners and real estate investors alike.

Learn More
Real estate financing illustration
OverviewActivityManageProgramAccountReports

Good morning

Your latest program activity and metrics are below.

Total Applications

847

Updated in real-time

Capital Deployed

$12.4M

Updated in real-time

In Progress

23

Updated in real-time

Total Income

All Approved Here is a licensed mortgage broker. NMLS #110253. Equal Housing Lender. All loans are subject to credit approval, underwriting guidelines, and applicable state and federal regulations. Rates and terms are subject to change without notice. This is not a commitment to lend. All Approved Here does not guarantee loan approval.

Powered by expert lending & wholesale partners

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Years Experience

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Loans Funded

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Approval Rate

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Dollars Deployed

How It Works

We simplify the mortgage process.

Deep expertise in real estate, investing, and lending. Hassle-free solutions to reach your financial goals — fast.

Submit Your Scenario

Fill out a quick form with your property details and financing goals. No heavy paperwork, no runaround.

Fast Pre-Approval

Our team reviews your scenario and matches you with the right program — often within 24 hours.

Flexible Loan Options

Choose from Fix & Flip, DSCR, Bridge, Non-QM, Government, and Commercial programs tailored to you.

Transparent & Simple

No surprises. We walk you through every step — rates, terms, and timelines — before you sign anything.

Our Programs

Explore the standout programs.

Whether you're a first-time homebuyer, seasoned investor, or business owner — we have a program built for you.

Fix and Flip

Buy, renovate, and sell fast. Short-term asset-based approval — no income docs needed. Close in as little as 7 days.

DSCR Loans

Qualify on rental income alone. No personal income verification, no employment check. Ideal for short and long-term rentals.

Bridge Loans

Short-term capital bridging the gap between your next acquisition and your existing sale. Fast, flexible, no red tape.

We partner with the nation's leading lenders and platforms

FHA ApprovedVA PartnerFannie MaeFreddie MacSBA LenderHUD CertifiedFHA ApprovedVA PartnerFannie MaeFreddie MacSBA LenderHUD Certified
DSCR DirectSnowflake CapitalFlash FundingLuminous REBridge CapitalInvert FinanceDSCR DirectSnowflake CapitalFlash FundingLuminous REBridge CapitalInvert Finance

Our lenders include leading wholesale, private, and institutional capital — so we can match conventional, non-QM, and investor programs to your scenario.

5.0 (600+ Google Reviews)

"The fastest pre-approval I've experienced — closed my fix-and-flip in 9 days."

Most loan scenarios are evaluated on the asset and its potential — not mountains of paperwork or tax returns.

Real-Time Results

Monitor your funding from application to close.

Stay on top of your loan status in real time. Track milestones, documents, and disbursements without endless phone calls or unanswered emails.

Loan Status

$278,000

+3.5% ?

Analytics

IncomeExpenses
$600K this year$430K last year
Manage Your Portfolio

Review and grow your real estate income.

Securely manage multiple loan scenarios in one place. Compare programs, rates, and projected returns for smarter investing at every stage.

Payment Estimator

Loan calculator

Model monthly payment, total interest, and loan principal before you apply — same tool as our dedicated calculator page.

Inputs

$350,000

8.25%

30 years

20%

Estimated Results

Loan Principal

$280,000

Estimated Monthly

$2,104

Total Interest

$477,277

Total Paid

$757,277

This calculator provides an estimate only. Actual terms vary by program, property, and borrower profile.

Continue to Application
Our Rates

Simple, transparent loan rates.

No hidden fees. No bait-and-switch quotes. Know exactly what you're paying before you commit to anything.

Posted starting rates on our monthly rate sheet — illustrative only; your offer may differ based on qualifications.

Fix & Flip
0% Starting Rate

Est. payment on $400k (30 yr, illustrative): $3,434/mo

Short-term asset-based loans for investors buying to renovate and resell. No income docs required.

Get Started

What's Included

  • No income verification
  • Close in as little as 7 days
  • Up to 90% LTV
  • 6–18 month terms
  • Interest-only options available
DSCR / RentalPopular
0% Starting Rate

Est. payment on $400k (30 yr, illustrative): $3,002/mo

Qualify using your property's rental income. Perfect for short and long-term rental investors.

Get Pre-Approved

What's Included

  • No personal income check
  • Short & long-term rentals
  • Cash-out refinance available
  • 30-year fixed options
  • Portfolio up to 10 properties
Commercial
0% Starting Rate

Est. payment on $400k (30 yr, illustrative): $2,863/mo

SBA, bridge, construction, and mixed-use financing for business owners and developers.

Get Started

What's Included

  • SBA 7(a) & 504 eligible
  • Multi-family & mixed-use
  • Bridge to permanent options
  • Construction loans available
  • Loan amounts up to $25M
Testimonials

It's not enough - you need to prove it too.

Real borrowers. Real results.

5.0 ratings

All Approved Here got my fix-and-flip funded in 9 days. Nobody comes close to this speed. They found a program that fit my scenario when three other lenders passed.

MT

Marcus T.

Real Estate Investor, Phoenix AZ

5.0 ratings

As a self-employed borrower I thought I'd never qualify. The Alt Doc program was a game changer — bank statements only, great rate, and closed in under 30 days.

PM

Priya M.

Business Owner & Homebuyer

5.0 ratings

The DSCR loan process was completely painless. Ran the DSCR math with me live on the call and had me pre-approved the same day. Best lending experience in 12 years.

DL

Derek L.

Portfolio Landlord, Scottsdale AZ

5.0 ratings

Used All Approved Here for a bridge loan while waiting on a sale to close. Super transparent — no last-minute surprises. Will 100% be back for my next deal.

SR

Sofia R.

Multifamily Investor

5.0 ratings

Got down payment assistance through their DPA program I didn't know existed. They held my hand through the whole thing. First home is officially mine.

JK

James K.

First-Time Homebuyer

5.0 ratings

Foreign national buyer here — most lenders wouldn't even take my call. All Approved Here had a program and closed in 3 weeks. Professional, knowledgeable, genuinely caring.

NV

Nikolai V.

International Real Estate Buyer

8 answers below
FAQS

Have questions?
we're here to help

What is asset-based or hard money financing?
How fast can I get approved?
Do I need good credit to qualify?
What is a DSCR loan?
What property types do you finance?
Are there any upfront fees?
Can self-employed borrowers qualify?
What is the minimum loan amount?