DSCR rental loans, construction financing, and fix & flip capital — tailored for investors who move fast and close deals.
Select your investment strategy and we'll match you with the right programs, rates, and terms.
Our streamlined process gets you from inquiry to funded deal faster than traditional lenders.
Answer a few quick questions about your investment — property type, location, loan amount, and timeline. Takes about 2 minutes.
Our AI instantly matches your scenario to available programs and shows you estimated rates, terms, and qualification confidence.
Connect with your dedicated loan officer, complete the application through our secure portal, and close on your timeline.
Use our free calculators to see if your deal qualifies — no personal information required.
Real scenarios, real closings. Here's what we've funded recently for investors like you.
Our AI advisor is trained on every program we offer. Ask it anything — rates, qualification criteria, timelines, or deal scenarios.
AllApprovedHere is powered by Elio — an advanced mortgage technology platform that automates pre-underwriting, document collection, and program matching so your deal moves faster.
Whether you're a borrower, partner, or admin — we have a dedicated portal for you.
Track your loan file, upload documents, and message your loan officer — all in one place.
Access Borrower PortalTrack referrals, monitor deal pipeline, and access co-brand marketing tools.
Access Partner PortalSee how we stack up against traditional banks and hard money lenders.
| Feature | AllApprovedHereRECOMMENDED | Traditional Bank | Hard Money Lender |
|---|---|---|---|
| Avg. Close Time | 21 days | 45–90 days | 7–14 days |
| Income Verification | Rental income only (DSCR) | Full W-2 / tax returns | Asset-based only |
| Max LTV | Up to 80% (DSCR) | 70–75% | 65–70% |
| Rates | Competitive investor rates | Lower but strict | 10–15%+ |
| Loan Types | DSCR, Construction, Fix & Flip | Conventional only | Bridge / fix & flip |
| Min. Credit Score | 620+ | 740+ | No minimum |
| Dedicated LO | Yes — investor-focused | Shared queue | Varies |
| Online Portal | Full borrower portal | Limited | Rarely |
Trusted by Investors Across 5 States
Sign up for Rate Watch and we'll email you when DSCR, construction, or fix & flip rates improve — so you can lock in at the right moment.
No spam. Unsubscribe anytime. By subscribing you consent to receive email communications from AllApprovedHere.com.
Our partner portal gives you a free AI pre-underwriting tool. Run Fannie/Freddie assessments, find Non-QM alternatives, and submit deals — all in one place. Earn referral fees at closing.
AI Document Analysis
Upload pay stubs, W-2s, or bank statements. The AI reads and extracts key data instantly.
Fannie/Freddie Assessment
Get an eligibility verdict with risk score and issue flags — before submitting.
Non-QM Fallback Engine
Borrower doesn't qualify? Get 6 Non-QM alternatives with clear next steps automatically.
Exportable Pre-UW Reports
Generate a professional report to share with your client or attach to the submission.
Admin Alert on Submission
The moment you submit a borrower, our team is notified and begins review immediately.
Referral Fees at Closing
Up to $1,500 per closed loan. Paid directly to you. No licensing required.
Join hundreds of investors who've closed deals with AllApprovedHere. Get your pre-qualification in 2 minutes.
Have a specific scenario or question? Send us a message and a licensed loan officer will respond within one business hour.
