DSCR rental loans, construction financing, and fix & flip capital — tailored for investors who move fast and close deals.
Select your investment strategy and we'll match you with the right programs, rates, and terms.
We designed every part of our process around how real estate investors actually operate — fast, flexible, and without the red tape.
Average 21-day close on DSCR loans. 10-14 days on fix & flip. We move at investor speed, not bank speed.
DSCR loans qualify on rental income only. Your personal income stays private. Ideal for self-employed investors.
You get one loan officer who knows your portfolio, your goals, and your timeline — from first call to closing.
Our AI matches your scenario to programs in seconds. Know your options before you even talk to a human.
We encourage — and support — closing in an LLC, corporation, or trust for maximum asset protection.
Your borrower portal shows every milestone in real time. No chasing your LO for updates — it's all there.
Our streamlined process gets you from inquiry to funded deal faster than traditional lenders.
Answer a few quick questions about your investment — property type, location, loan amount, and timeline. Takes about 2 minutes.
Our AI instantly matches your scenario to available programs and shows you estimated rates, terms, and qualification confidence.
Connect with your dedicated loan officer, complete the application through our secure portal, and close on your timeline.
Use our free calculators to see if your deal qualifies — no personal information required.
Real investors, real closings. Here's what they say after working with us.
"Closed in 19 days — no W-2s, no tax returns. My LO walked me through every step. I've done 4 deals with AllApprovedHere and every one has been seamless. This is the only lender I use for my rental portfolio."
Real scenarios, real closings. Here's what we've funded recently for investors like you.
Share AllApprovedHere with fellow investors, agents, or developers. Every time someone you refer closes a loan, you earn a $500 referral reward — no license required.
Referral rewards are paid after loan closing. No license required for non-licensed individuals. See partner terms for details.
Our AI advisor is trained on every program we offer. Ask it anything — rates, qualification criteria, timelines, or deal scenarios.
AllApprovedHere is powered by Elio — an advanced mortgage technology platform that automates pre-underwriting, document collection, and program matching so your deal moves faster.
Whether you're a borrower, partner, or admin — we have a dedicated portal for you.
Track your loan file, upload documents, and message your loan officer — all in one place.
Access Borrower PortalTrack referrals, monitor deal pipeline, and access co-brand marketing tools.
Access Partner PortalSee how we stack up against traditional banks and hard money lenders.
| Feature | AllApprovedHereRECOMMENDED | Traditional Bank | Hard Money Lender |
|---|---|---|---|
| Avg. Close Time | 21 days | 45–90 days | 7–14 days |
| Income Verification | Rental income only (DSCR) | Full W-2 / tax returns | Asset-based only |
| Max LTV | Up to 80% (DSCR) | 70–75% | 65–70% |
| Rates | Competitive investor rates | Lower but strict | 10–15%+ |
| Loan Types | DSCR, Construction, Fix & Flip | Conventional only | Bridge / fix & flip |
| Min. Credit Score | 620+ | 740+ | No minimum |
| Dedicated LO | Yes — investor-focused | Shared queue | Varies |
| Online Portal | Full borrower portal | Limited | Rarely |
Trusted by Investors Across 5 States
Sign up for Rate Watch and we'll email you when DSCR, construction, or fix & flip rates improve — so you can lock in at the right moment.
No spam. Unsubscribe anytime. By subscribing you consent to receive email communications from AllApprovedHere.com.
Our partner portal gives you a free AI pre-underwriting tool. Run Fannie/Freddie assessments, find Non-QM alternatives, and submit deals — all in one place. Earn referral fees at closing.
AI Document Analysis
Upload pay stubs, W-2s, or bank statements. The AI reads and extracts key data instantly.
Fannie/Freddie Assessment
Get an eligibility verdict with risk score and issue flags — before submitting.
Non-QM Fallback Engine
Borrower doesn't qualify? Get 6 Non-QM alternatives with clear next steps automatically.
Exportable Pre-UW Reports
Generate a professional report to share with your client or attach to the submission.
Admin Alert on Submission
The moment you submit a borrower, our team is notified and begins review immediately.
Referral Fees at Closing
Up to $1,500 per closed loan. Paid directly to you. No licensing required.
Join hundreds of investors who've closed deals with AllApprovedHere. Get your pre-qualification in 2 minutes.
Have a specific scenario or question? Send us a message and a licensed loan officer will respond within one business hour.
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