.png)
FHA DPA Grant – 3.5% Forgivable or Repayable
Flexible Assistance for FHA Buyers
Our FHA DPA Grant program provides up to 3.5% assistance toward your down payment, available with either forgivable or repayable options. Designed for 1–2 unit homes, this program accepts borrowers with credit scores starting at 620 and does not require you to be a first-time buyer. By reducing your upfront cash requirement, it helps make homeownership more accessible while giving you flexibility in how you repay — or in some cases, avoid repayment entirely.
FAQs
What’s the minimum credit score?
620 FICO.
​
Do I have to be a first-time homebuyer?
No — both new and repeat buyers are welcome.
​
What’s the maximum assistance available?
3.5% of the purchase price.
​
Is the assistance forgivable?
Yes, depending on the program terms you choose, you can opt for forgivable or repayable options.
Why This Program Works for FHA Buyers
Down payments can be one of the biggest challenges for homebuyers, especially in today’s market. This program eliminates that barrier by providing substantial assistance upfront, while still allowing flexibility in repayment terms to fit your financial goals.
A More Affordable Way to Buy
Whether you’re buying your first home or upgrading to your next, this FHA DPA Grant helps you move forward faster. With reasonable credit requirements, a choice in how the assistance is structured, and the ability to use it on a variety of FHA-eligible homes, it’s a powerful tool to make homeownership happen now.