Unlock Your Dream Home with the Prime Connect Loan Program

Key Features of the DSCR Loan Program:

1. Qualification Based on Rental Income:

• The primary criterion for DSCR loans is the rental income of the property relative to the mortgage payment. This ratio must meet or exceed 1.0x, making it an ideal solution for properties with strong rental income.

1. Flexible Loan Amounts:

• Minimum loan amount: $125,000

• Maximum loan amount: $2,000,000

• This range ensures that whether you're investing in a single-family home or a larger multi-unit property, you have the financial support you need.

1. Product Variety:

• We offer multiple product types to fit your investment strategy, including 3/6 ARM, 5/6 ARM, 7/6 ARM, 10/6 ARM, 15-Year Fixed, and 30-Year Fixed terms.

• Interest-only options are available, allowing you to manage cash flow more effectively.

1. Broad Property Eligibility:

• Invest in various property types including non-owner-occupied properties, 2-4 units, warrantable condos, and non-warrantable condos.

1. Competitive Loan-to-Value (LTV) Ratios:

• Maximum LTV: 80%

• This high LTV ratio enables you to leverage your investments while maintaining a reasonable equity cushion.

1. Streamlined Documentation:

• Unlike traditional loans, DSCR loans require less personal financial documentation. This streamlines the approval process and allows you to focus on your investment.

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Why Choose a DSCR Loan?

• Simplified Qualification: With DSCR loans, your personal income and employment status are not the primary factors in loan approval. Instead, the focus is on the income-generating potential of the property.

• Expand Your Portfolio: By leveraging rental income, you can qualify for more significant investments, enabling you to grow your portfolio efficiently.

• Cash Flow Management: Interest-only payment options provide flexibility in managing your cash flow, especially in the initial years of the loan.

• Diverse Property Options: Whether you're looking to invest in a high-rise condo, a suburban duplex, or a city townhouse, our DSCR loan program accommodates various property types.

Getting Started

Ready to take the next step in your real estate investment journey? Our team of experienced loan officers is here to guide you through the DSCR loan process. Contact us today at 602-628-1231 or email us at info@allapprovedhere.com to learn more and start your application.

Unlock the potential of your real estate investments with a loan program designed with your success in mind. Let’s turn your property income into your pathway to financial growth and stability.