Programs Administered by San Diego Housing Commission (SDHC)

San Diego Housing Commission (SDHC) First Time Home Buyer Program

The San Diego Housing Commission (SDHC) administers several programs aimed at assisting first-time homebuyers within the region. These programs are tailored to provide financial support for low- and middle-income families striving to own their first home.

Low-Income First Time Home Buyer Program

• Assistance Amount: Up to 22% of the purchase price or appraised value, whichever is less.

• Eligibility: This program targets low-income families who are first-time homebuyers.

• Details: The funds can be used to cover the down payment, reducing the initial financial burden and making homeownership more attainable.

BIPOC Program for Middle-Income Families

• Assistance Amount: Up to $40,000.

• Eligibility: Aimed at middle-income families, specifically those within the BIPOC (Black, Indigenous, People of Color) community.

• Details: The program provides significant financial assistance to ensure equitable access to homeownership opportunities for historically underserved communities .

City of El Cajon First Time Home Buyer Program

The City of El Cajon, in collaboration with the San Diego Housing Commission (SDHC), offers a first-time homebuyer program designed to support residents in achieving homeownership.

• Assistance Amount: Up to $150,000 or 22% of the purcha se price, whichever is less.

• Eligibility: This program is available to first-time homebuyers who meet certain income requirements.

• Details: The funding provided through this program can be used for down payment assistance, helping to bridge the financial gap and make the dream of homeownership a reality for many families .

City of Chula Vista First Time Home Buyer Program

Administered by the San Diego Housing Commission, the City of Chula Vista offers a supportive program for first-time homebuyers within its jurisdiction.

• Assistance Amount: Up to 22% of the purchase price or appraised value, whichever is less.

• Eligibility: First-time homebuyers who meet specified income criteria.

• Details: The program provides substantial financial assistance to cover down payments, easing the initial financial strain and facilitating homeownership for qualifying families .

Contact Information

For more details on these programs and to determine eligibility, please contact:

• Phone: 602-628-1231

• Email: info@allapprovedhere.com

These programs reflect the commitment of the San Diego Housing Commission and its partners to foster homeownership and provide equitable housing opportunities across the region. Whether you're a low-income family in San Diego, a first-time buyer in El Cajon, or a middle-income family in Chula Vista, there are resources available to help you secure your first home.