Question 1

What is asset-based or hard money financing?

Accepted Answer

Asset-based financing (often called hard money) is a short-term loan where approval is weighted heavily on the property value and exit strategy. It is one option we offer alongside conventional, non-QM, and DSCR programs — not the only path we place borrowers on.

Question 2

How fast can I get approved?

Accepted Answer

Most scenarios receive a pre-approval within 24 hours. Funded closings can happen in as little as 7–10 business days depending on the program and property type.

Question 3

Do I need good credit to qualify?

Accepted Answer

Not always. Programs like Fix & Flip, DSCR, and Asset-Based loans focus on the property or its income — not your credit history. Some programs start at 600 FICO.

Question 4

What is a DSCR loan?

Accepted Answer

A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income your property generates — not your personal income or employment history. Perfect for investors.

Question 5

What property types do you finance?

Accepted Answer

Single-family, multi-family, mixed-use, commercial, fix & flip, new construction, and more. We also finance foreign nationals and ITIN holders.

Question 6

Are there any upfront fees?

Accepted Answer

We believe in full transparency. Any fees are disclosed clearly before you commit. No surprise costs at the closing table — ever.

Question 7

Can self-employed borrowers qualify?

Accepted Answer

Absolutely. Our Non-QM, Alt Doc, and Bank Statement programs are built specifically for self-employed borrowers who don't show enough income on tax returns.

Question 8

What is the minimum loan amount?

Accepted Answer

Loan amounts typically start at $75,000. Commercial and multi-family deals can reach $25M+. We evaluate every scenario individually.

Frequently Asked Questions

Have questions?
we're here to help

Frequently Asked Questions

Have questions?we're here to help

Have questions?
we're here to help